Credit Cards Philippines » credit cards philippines

How to Apply for Philippines Bank Account

credit cards philippines — Mon, 04 Jan 2010 02:45:40 +0000

Setting up a bank account in the Philippines as a foreigner has become quite an onerous task. It used to be one simply walked it, provided some identification, some money and opened an account. Now, after the world seems to have been taken over by terrorism, tax cheats, and international drug cartels, banks around the world are becoming more careful about due diligence when it comes to a foreigner wanting to open an account.

Requirements are basically the same at any bank, however if you have been introduced previously to the manager or one of his or her assistants, things tend to go smoother. The Philippines is a country where personal relationships are extremely important when it comes to moving through the bureaucracy of business and government organizations. Read more on opening bank account in the Philippines here.

Apply for BPI Credit Card

credit cards philippines — Mon, 04 Jan 2010 02:43:17 +0000

The Bank of the Philippine Islands may be the oldest bank in the Philippines and in Southeast Asia but it is also one of the best in the Philippines. I have been using their credit cards for more than 2 years now and I can say that I am satisfied with what I’m getting.

Here are some tips and reminders on how to apply for BPI credit cards and BPI mastercard. Read more of BPI Credit Card application here.

Short Term Personal Loans

credit cards philippines — Wed, 28 Oct 2009 07:26:22 +0000

We all heard of the amazing ways to be able to get loan with payday loans even when you are on bad credit. We heard of the no-fax, fast cash loan systems and the different bad credit loans even if your credit cards are empty and you’re in bad credit status.

Well, worry no more as the credit and loan industry make way for the newest loan scheme in the online loan lending industry – More than just a bad credit loan or a fast cash loan and even more than just a payday loan, you won’t even need to use your bankrupt credit card, the personal short term installment loans opens up new opportunities for people to make a loan.

Purchase and pay bills with the use of a short term personal loan that’s 25% – 75% lower on payment rates than payday loans. More than that, this type of loan encourages payment in an installment plan and this is why it is called as the personal short term installment loan scheme.

A first of its kind, I’ve heard it somewhere out but didn’t mind at first. Today, I can say that it is probably the most convenient loan scheme for people looking to get cash with no extra requirements more than a payday loan and equipped with all the convenience and advantage of any loan.

Secured Credit Card for Bad Credit

credit cards philippines — Fri, 16 Oct 2009 06:49:17 +0000

If you currently have bad credit status from banks and is having a problem getting yourself a plastic card, cheer up, there are still a few ways that you can get back to your credit status. But first let me tell you to take that first step which is to apply for a secured credit card.

The secured credit card is probably one of the best ways to rebuild or repair your credit rating. At the same time, while you are enjoying the same benefits of a card you also slowly but surely take back the trust that banks and bankers have in you before. How to do it, please read along.

Visa and Master Credit Card Philippines

Remember that many people and bankers sometimes call the secured credit card as a bad credit credit card. The reason is because they are usually designed to cure problems on you status as a creditor.

By definition, a secured credit card is a type of card which may either be a VISA or MasterCard. This this type, you have to deposit an amount to fund your card so you can use it. This way, if you do not have sufficient funds, you can’t use it. It somehow controls your unstable spending habits.

It may sound bad at first but at least you can be sure that what you will only spend will depend on what you have in your secured credit card issuing bank. This type of credit card also had a virtually low interest rate which is aimed at helping your bad credit status recover.

Your credit limit will always depend on how much fund you have deposited in the bank. That will be your personal credit line. It also means the more you deposit a bigger amount, the more your credit limit increases. If you do not have funds, you can’t use it. This enables you to control spending power of your credit card which is a good thing to help you avoid getting plunged further from credit ad eventually help you recover from bad credit status. Hence, this type of card is called as the bad credit credit card.

Posted by Credit Cards Philippines

Gas Credit Cards

credit cards philippines — Tue, 13 Oct 2009 05:26:00 +0000

Gas credit cards are one of the fastest growing business among plastic cards today. They are attractive because of the convenience that it offers to the holder. Add to that, it allows you to get yourself, gas for the car without any cash involved and with zero interest.

Get A Gas Credit Card Now

(Image above taken from creditcards.com and edited by me to fit this blog)

Today there are basically two types of gas credit cards and they are the gas company credit card and the gas reward card. The first one is offered to regular consumers by gas companies. If you live in the Philippines and have your own car, you must know them all.

The second type is that which is being offered by the different credit card companies and it may be used to get free gas in exchange for promotions for purchasing goods tied up to a program.

With gas prices becoming unsteady these days, a good solution to getting one without having the need to pay in cash is to use gas credit card. You can try to apply in banks of gas companies that offer them anytime provided that you have good credit status.

Don’t forget to ask for the different benefits so you can maximize everything else that you might want to avail of as offered by either the bank or the gas company that will give you your gas credit card. If you liked this post, subscribe to our updates here at Credit Cards Philippines.