Metrobank Visa & Metrobank MasterCard – This is the credit card intended for the international travelers and travel fanatics. Both the Metrobank MasterCard and Metrobank Visa allows you to pay for any of your purchases that actually made either in a local venue or abroad. The specified credit card also allows the possessor an access to loads of beneficial privileges as part of being an investor on the card.
Worldwide Acceptance – All purchases made can be charged on your Metrobank Credit Card with the MasterCard or Visa logo for our purchases and buying spree. Just look for the Visa and MasterCard loge which simply means intended for international use and worldwide acceptance.
Billings in Peso Currency – As part of the no fail and easy to understand collaboration with Metrobank, all of the incurred local and international purchases which you charge to your Metrobank Credit Card will be billed in Philippine Peso. An Exception is when you have the Metrobank Dual Currency Visa where international transactions will be mainly billed in US dollars.
Flexible Payment Scheme – All payment schemes are flexible with Metrobank as you get to pay only the minimum amount due for credit incurred which is 5% of your total outstanding balance or equivalent to P500.00, whichever is higher.
Payment Convenience – Convenience is set for users as they pay their bills over the counter and this can be done in any Metrobank branch nearest you. You may also settle accounts through Metrobank’s Metrophone Banking system, Metrobankdirect and Bancnet ATMs as you prefer.
Automatic Debit Arrangement (ADA) – This is all about the offered convenience of enabling the card holder to settle Metrobank Credit Card bills without needing to go to the bank, the ATM machine or making a bank call. All you have to do is to simply enroll your Metrobank deposit account and your credit card bill will be automatically debited from your deposit account. You can ask your nearest bank call service professionals from Metrobank for particulars.
Rewards Program – You can now earn reward points through the rewards program every time you charge with the use of your Metrobank Credit Card (excluding your Metrobank Dual Currency Visa and Metrobank Value Visa). “The rule is: for every P20.00 you charge to your card, you automatically earn one (1) reward point.” In the scheme, this includes purchases made at business establishments such as gas stations, drugstores, groceries and supermarkets. It should also be clear that the more you charge to your Metrobank Credit Card, the more rewards points you earn just like any other types of promos while the more rewards points you earn, the bigger and better reward items you can redeem using the same credit card.
‘M Here! – Enjoy year-round discounts, freebie, perks, and fun in leading participating establishments nationwide. Just use you card wherever you see the ‘M here sign! Over 150 hotels, restaurants, specialty stores and merchants are ready to give you the privileges that come with being a Metrobank Credit Cardholder!
Installment Program – Installment purchases of up to a maximum of 25 months to pay at very low installment rates. May be availed of at leading stores, furniture stores, computer shops, jewelry, sports shops, and even in schools. Year-round tie-ups with various establishments on reduced and zero percent interest rate promotions.
B.E.A.T. Installment (Big Events Affordable Terms) – Get fast funds through your Metrobank Credit Card and pay in easy installment at low, low interest rates per month with CASH2GO BEAT. You may choose to pay in 3, 6, 9 & 12 monthly terms. No receipts, no quotations, no purchase order requirements. All you have to do is fill up a CASH2GO BEAT availment form at a Metrobank branch nearest you and get your cash/check within an hour.
Balance Transfer Facility – With low interest rates, you can now transfer your non-Metrobank credit card outstanding balance to your Metrobank Credit Card. This will be on a per month basis at 6, 9 and 12 monthly term.
Issuance of up to 9 Extension Cards – You can also get up to 9 Extension cards free on the first year with which you can personally assign monthly spending limits to each extension card holder (this is not available for Dual Currency Visa).
Cash Advance Facility – You can now enjoy a cash advance limit of up to 50% of your approved credit limit; subject to a 5% cash advance fee.
24-hour, 7 days a week Customer Service – For your customer assistance, just call 8-700-700 or 1-800-1-888-5775 (domestic toll-free) when outside Metro Manila. Platinum cardholders can call 8-700-707 or 1-800-1-888-5775 or +800-8700-0707 (international toll-free).
Metrobank Value MasterCard – Designed for first-time cardholders, Metrobank Value MasterCard gives the holder, access to an internationally accepted card without the need for credit appraisal. For a minimum deposit of P10,000 at any Metrobank or PSBank branch nearest you, you can get a Metrobank Value MasterCard.